Help Center
Frequently Asked Questions
Quick answers about buying, financing, and servicing your RV.
Finance Questions
2 answers
RV loan rates currently range from approximately **6.49% – 13%+ APR** depending on your credit score, loan term, and down payment. Most buyers with good credit (700+) qualify for rates in the 7%–9% range.
Loan terms range from 60 months (5 years) to 240 months (20 years). A longer term lowers your monthly payment but increases total interest paid.
Example: A $60,000 RV financed at 8% for 180 months = approx. **$574/month**.
We work with 12 preferred lenders to find the best rate for your situation. Pre-approval takes about 15 minutes.
Loan terms range from 60 months (5 years) to 240 months (20 years). A longer term lowers your monthly payment but increases total interest paid.
Example: A $60,000 RV financed at 8% for 180 months = approx. **$574/month**.
We work with 12 preferred lenders to find the best rate for your situation. Pre-approval takes about 15 minutes.
Yes! We buy and trade all makes and models of RVs regardless of where you purchased them.
Our trade-in process:
1. **Submit photos** via our trade-in form or bring your unit in
2. **Free appraisal** within 24–48 hours
3. **Apply credit** directly toward your new purchase — or receive a check even if you don't buy from us
We provide fair, transparent valuations based on current market data.
Our trade-in process:
1. **Submit photos** via our trade-in form or bring your unit in
2. **Free appraisal** within 24–48 hours
3. **Apply credit** directly toward your new purchase — or receive a check even if you don't buy from us
We provide fair, transparent valuations based on current market data.
RV Buying Questions
4 answers
Every RV purchase includes our comprehensive **90-minute PDI walkthrough** at no additional charge.
Our PDI covers:
- All slide-out operation and seals
- Propane system test and leak check
- Water heater, fresh water pump, and all plumbing
- 12V and 120V electrical systems
- Awnings, exterior storage, and hitch connections
- All appliances: range, microwave, refrigerator, AC, furnace
- Roof inspection and all seals
- Leveling system and stabilizer jacks
We want you to be completely confident operating your new RV before you leave our lot.
Our PDI covers:
- All slide-out operation and seals
- Propane system test and leak check
- Water heater, fresh water pump, and all plumbing
- 12V and 120V electrical systems
- Awnings, exterior storage, and hitch connections
- All appliances: range, microwave, refrigerator, AC, furnace
- Roof inspection and all seals
- Leveling system and stabilizer jacks
We want you to be completely confident operating your new RV before you leave our lot.
Yes, we offer delivery service within 100 miles of our locations for a flat fee.
Delivery includes:
- Transport to your home, storage facility, or campground
- On-site PDI walkthrough at delivery location
- Leveling and setup assistance
Please call or ask your sales consultant about delivery pricing and availability for your address.
Delivery includes:
- Transport to your home, storage facility, or campground
- On-site PDI walkthrough at delivery location
- Leveling and setup assistance
Please call or ask your sales consultant about delivery pricing and availability for your address.
New RV warranties vary by manufacturer but typically include:
- **Structural warranty**: 1–6 years on frame, floor, and roof structure
- **Component warranty**: 1–2 years on appliances, slides, and mechanical systems
- **Tires**: Covered by the tire manufacturer separately
Stand-out warranties:
- **Jayco**: 2-year comprehensive
- **Grand Design**: 2-year comprehensive with industry-leading reputation
- **Winnebago**: 1-year comprehensive, 3-year structure
We also offer **extended service plans** that cover your RV for up to 7 years. Ask our finance team for details.
- **Structural warranty**: 1–6 years on frame, floor, and roof structure
- **Component warranty**: 1–2 years on appliances, slides, and mechanical systems
- **Tires**: Covered by the tire manufacturer separately
Stand-out warranties:
- **Jayco**: 2-year comprehensive
- **Grand Design**: 2-year comprehensive with industry-leading reputation
- **Winnebago**: 1-year comprehensive, 3-year structure
We also offer **extended service plans** that cover your RV for up to 7 years. Ask our finance team for details.
Yes — standard auto insurance does not fully cover an RV. You need **dedicated RV insurance** that covers:
- **Comprehensive and collision** (like auto)
- **Full replacement cost** for new RVs (important in the first 5 years)
- **Personal effects** inside the RV
- **Vacation liability** — coverage while the RV is parked at a campsite
- **Emergency expense** coverage if your RV breaks down far from home
For full-timers, you'll also want **full-timer liability** which extends coverage like a homeowner's policy.
We recommend getting quotes from Good Sam Insurance, National General, or Progressive RV. Rates typically run $500–$2,500/year depending on the unit and coverage level.
- **Comprehensive and collision** (like auto)
- **Full replacement cost** for new RVs (important in the first 5 years)
- **Personal effects** inside the RV
- **Vacation liability** — coverage while the RV is parked at a campsite
- **Emergency expense** coverage if your RV breaks down far from home
For full-timers, you'll also want **full-timer liability** which extends coverage like a homeowner's policy.
We recommend getting quotes from Good Sam Insurance, National General, or Progressive RV. Rates typically run $500–$2,500/year depending on the unit and coverage level.
RV Lifestyle Questions
2 answers
A **travel trailer** connects to a standard ball hitch on any capable truck or SUV. A **fifth wheel** uses a special kingpin hitch that mounts in your truck bed, requiring a pickup truck. Fifth wheels offer superior towing stability, more living space, and typically a bi-level bedroom suite — but at a higher price point and requiring a heavier-duty truck.
For families with a half-ton truck, travel trailers are often the better value. For full-timers or those with a 3/4-ton or 1-ton truck, fifth wheels offer an unmatched living experience.
For families with a half-ton truck, travel trailers are often the better value. For full-timers or those with a 3/4-ton or 1-ton truck, fifth wheels offer an unmatched living experience.
Your truck's **tow rating** is the maximum Gross Vehicle Weight Rating (GVWR) it can safely pull. You can find this on the sticker inside your driver's door jamb or in your owner's manual.
**General guidelines:**
- Half-ton trucks (F-150, RAM 1500, Silverado 1500): up to ~8,500–10,000 lbs GVWR
- 3/4-ton trucks (F-250, RAM 2500, Silverado 2500): up to ~16,000–18,000 lbs GVWR
- 1-ton trucks (F-350, RAM 3500, Silverado 3500): up to ~20,000–25,000 lbs GVWR
**Important:** Always match to GVWR (not dry weight) and account for your payload (passengers, gear, water, etc.).
Our sales team will verify compatibility for your specific truck and RV — we do this for every customer.
**General guidelines:**
- Half-ton trucks (F-150, RAM 1500, Silverado 1500): up to ~8,500–10,000 lbs GVWR
- 3/4-ton trucks (F-250, RAM 2500, Silverado 2500): up to ~16,000–18,000 lbs GVWR
- 1-ton trucks (F-350, RAM 3500, Silverado 3500): up to ~20,000–25,000 lbs GVWR
**Important:** Always match to GVWR (not dry weight) and account for your payload (passengers, gear, water, etc.).
Our sales team will verify compatibility for your specific truck and RV — we do this for every customer.